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A credit score is generally a summary of the five elements that are in your credit report. Those elements include:
A consistent pattern of late payments can have a negative impact on your credit score. At the very least, you may be questioned as to why you were late when you are purchasing something or be denied credit because of consistent late payments on existing accounts.
Benchmark Credit Resources is available to challenge late payments that may be coded inaccurate, misleading or unverifiable. Give us a call today at (888) 778-2345.