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When you default on mortgage payments, it can take a long time for a foreclosure to occur because the lender really doesn’t want your property, they just want their payments. However, eventually, the lender will foreclose meaning they will take over the home and any equity in it. This will also appear on your credit report and on public records.

It’s a situation you want to avoid because often foreclosures can lead to bankruptcies, both of which can impair your ability to purchase a home in the future.

Give us a call today at (888) 778-2345