Does Citibank file collection lawsuits? Yes. Many original creditors do not file lawsuits or they sell their accounts to a debt buyer. Citibank has historically kept their own accounts and pursued them by filing collection lawsuits.
Citibank will rely on witness testimony in a “business record affidavit” when trying to prove their case against you. It is important to fully understand the rules of evidence when attacking these affidavits and any documents attached. If you have recently been served with a Citibank lawsuit then you should take action to protect yourself.
With a Lawyer
Most of our cases are dismissed by the creditor prior to trial or we reach a favorable settlement for our clients depending on the circumstances of their situation.
Without a Lawyer
The majority of collection lawsuits end up with a judgment against the consumer. Primarily because they did nothing to protect themselves or attempted to defend themselves.